Lets take it up a notch! Instead of only calculating your monthly expenses, try calculating your expenses for the entire year. I'll give a quick example using random numbers of average monthly expenses. I'll try to make it as simple as possible to follow.
Rent-$700
Utilities-$150
Phone-$65
Car-$300
Insurance-$150
Food-$150
Gas-$100
--------------------
Total-$1615 per month
Multiply that by 12(months in a year) to get a total average of your yearly expenses, which equals $19,380..
Next, take whatever your salary is per year and subtract $19,380 from it. For example, lets say your salary, or what you make per year, averages at $30,000.
$30,000-$19,380=$10,620, which means $885 per month that should go into your saving.
So $10,620 is what you will have left from the year if you stay true to your monthly/yearly budget. Lets say you want a little leeway. Once you know the amount you should have left over from your yearly expenses-income, then make a goal of how much you want in your bank account at the end of the year.
Lets say you want to make sure that at-least $8500 makes it into your savings account for the end of that year.
So you then subtract the $10,620-$8500, and you will get $2120, which is your leeway money for the year.
You can divide that $2120 by 12(months in a year) to get your leeway money for the month, which averages about $175. That's the money you can use to shop, for emergencies, for entertainment, to invest, etc. etc....or to just save and add to your next month for a big expense, travel etc.
My overall point is to always have an idea of what you are working with, and not only for the month, but for the entire year. That way you get even a clearer picture of how your money is spent, and you work towards a clearer goal.
Also, IMO Cable is not necessary when there is youtube and so many places on the internet where you can see your favorite shows, movies, etc for free. You may have to wait a day or two, but that wait can save you hundreds per month, and over a $1000 per year. Just something to think about.
Saturday, September 5, 2015
Wednesday, September 2, 2015
Teach Yourself to Code...Beginners Guide
Welcome!
I want to learn to code! In doing a bit of research I’m
gathering the information I’ll need to finally get started, and I’d like to
share it with you what I’m learning along the way, especially if you too are a
beginner and you are not sure where to start.
1st, I read that the first thing to do is to figure out what it
is you’d like to code. Have an end goal in mind. Do you want to build an App?
Website? Game? Etc. Just try to figure out what you want to do so you will get
an idea of what you’ll need to learn. For example, I’m curious about building
Apps and Websites.
2nd,This is optional, but consider taking a free
Computer Science online course to get a better understanding of computer
science and learn about the different languages involved. Here are courses that
you can take for free and most at your own pace.
https://www.edx.org/course/introduction-computer-science-harvardx-cs50x
HTTP-The language used to build webpages.
CSS-The language used to design webpages.
Javascript-The Language used to program.
Via w3bschool.com
Top 10 Languages for Web Development, with their top five
languages included at the bottom.
Top Languages for App Development
Good blog on Game Development
HTTP/CSS, JAVASRCRIPT, JAVA, PHP, C++, C#, PYTHON….seemed to
be the most common used programming languages. Again, it seems its best to
figure out what you’d like your end goal to be and work from there doing
research.
A few free resources on the internet for learning coding
are.
Youtube resources
https://www.youtube.com/watch?v=SXmVym6L8dw&list=PLAC325451207E3105
And so many more…
Anyway, I hope this proves to be somewhat helpful and
useful. I definitely plan on getting started myself and possibly updating the
blog with what I’ve learned and what’s good to know. Happy learning!
Friday, August 28, 2015
Certified Coding Associate(CCA) Self Study Preparation
Welcome!
Lately, I've had a desire to get into the medical field as a coder. Unfortunately, I have no medical experience, and honestly, no funds to enter a program.
Initially, my plans were to study in preparation for the CPC exam through the AAPC, but as I did further research I noticed that I didn't meet the requirements, which was completing a program or being in the field for at-least a year. I headed over to the AHIMA site, and looked at their certifications and found the CCA, which is a Certified Coding Associate, and saw the only requirement for you to have is a high school degree. It's an entry level certification, and with luck, you may get to enter the field with it, but there are no guarantees, especially in this economy, however, I think it's worth a try and would look good on my resume.
So thing is, I want to teach myself. With so many free resources on the internet I don't see why I can't take advantage and learn what I need to know without the spending thousands on a program. My first resource will be Universal Class.
https://www.universalclass.com/i/subjects/healthcare-fitness.htm
There are several courses on here. Courses for coding, medical terminology, medical billing, anatomy etc. To some, this may not be a free resource, but to me it is through the local library. Not sure if it is accessible for free for everyone in every city, but if you are in the city of Atlanta and have a library card through the Atlanta-Fulton Library System, then this is accessible to you. If you are not, then try checking with your local library.
I also plan on using youtube as a resource. With a little searching, I found an easy to follow youtube channels on Medical Terminology, which will be of use for the CCA.
https://www.youtube.com/watch?v=ZbApGCaJhDE&list=PL20C0A0481C0EBECA
Lectures on Anatomy and Physiology
https://www.youtube.com/watch?v=S9WtBRNydso&list=PLA4BCBFB104AF8055
Lecture on Financing and Reimbursement
https://www.youtube.com/watch?v=3PVSYPDcBOo
Hospital Billing Lecture
https://www.youtube.com/watch?v=q5VJHmY-9uU
HIPPA 101
https://www.youtube.com/watch?v=ahEW1xEKz0Y
The ABC's of Medical Billing and Coding
https://www.youtube.com/watch?v=8Rf7NxBkj9c
Playlist on ICD-9 Coding Guidelines
https://www.youtube.com/watch?v=Sert4jvR2LM&list=PLBKwIYw7SmUEOAvNmQtGiMYxTQJILXOgB
For books, I plan on visiting local Goodwills and Thrift stores to see what I can find. Not to mention, looking for PDF's online.
There are still so many resources, especially on youtube, but this will be a start for me. If anyone has taken the CCA and would like to add resources, or subtract resources from this list, then please let me know if I'll be doing too much or too little lol.
This will be my start. Hope it's helpful.
Lately, I've had a desire to get into the medical field as a coder. Unfortunately, I have no medical experience, and honestly, no funds to enter a program.
Initially, my plans were to study in preparation for the CPC exam through the AAPC, but as I did further research I noticed that I didn't meet the requirements, which was completing a program or being in the field for at-least a year. I headed over to the AHIMA site, and looked at their certifications and found the CCA, which is a Certified Coding Associate, and saw the only requirement for you to have is a high school degree. It's an entry level certification, and with luck, you may get to enter the field with it, but there are no guarantees, especially in this economy, however, I think it's worth a try and would look good on my resume.
So thing is, I want to teach myself. With so many free resources on the internet I don't see why I can't take advantage and learn what I need to know without the spending thousands on a program. My first resource will be Universal Class.
https://www.universalclass.com/i/subjects/healthcare-fitness.htm
There are several courses on here. Courses for coding, medical terminology, medical billing, anatomy etc. To some, this may not be a free resource, but to me it is through the local library. Not sure if it is accessible for free for everyone in every city, but if you are in the city of Atlanta and have a library card through the Atlanta-Fulton Library System, then this is accessible to you. If you are not, then try checking with your local library.
I also plan on using youtube as a resource. With a little searching, I found an easy to follow youtube channels on Medical Terminology, which will be of use for the CCA.
https://www.youtube.com/watch?v=ZbApGCaJhDE&list=PL20C0A0481C0EBECA
Lectures on Anatomy and Physiology
https://www.youtube.com/watch?v=S9WtBRNydso&list=PLA4BCBFB104AF8055
Lecture on Financing and Reimbursement
https://www.youtube.com/watch?v=3PVSYPDcBOo
Hospital Billing Lecture
https://www.youtube.com/watch?v=q5VJHmY-9uU
HIPPA 101
https://www.youtube.com/watch?v=ahEW1xEKz0Y
The ABC's of Medical Billing and Coding
https://www.youtube.com/watch?v=8Rf7NxBkj9c
Playlist on ICD-9 Coding Guidelines
https://www.youtube.com/watch?v=Sert4jvR2LM&list=PLBKwIYw7SmUEOAvNmQtGiMYxTQJILXOgB
For books, I plan on visiting local Goodwills and Thrift stores to see what I can find. Not to mention, looking for PDF's online.
There are still so many resources, especially on youtube, but this will be a start for me. If anyone has taken the CCA and would like to add resources, or subtract resources from this list, then please let me know if I'll be doing too much or too little lol.
This will be my start. Hope it's helpful.
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